The Personal and Financial Importance of Your Health
There’s a saying among people that when times are hardest, “at least you have your health.” It’s the single most important thing we can possess. Health allows us to enjoy life and the relationships with our loved ones. At times, it’s beyond even money to fix, and it dictates our everyday actions. Your health is something to which you should always pay special attention. Without it, you place both your life and the financial security of your loved ones in danger.
The simplest reason to take care of your health is to have fewer sick days. No one enjoys feeling ill or missing important events because of sickness. A strong immune system due to excellent overall health can provide defense against everything from pneumonia to cancer. It all has to do with your overall health status.
When you’re in good health physically, your mental health has a great chance of being in the same shape. Such people are usually happier in their relationships with spouses, friends, and family. They are not distracted by pain or other illnesses and can therefore devote their full attention to the everyday problems of life. Their spouses feel that they can discuss problems important to them without seeming to be “whining” in comparison to more serious health problems. Their friends don’t have to feel that every conversation surrounds the latest health crisis. It’s less stress on each relationship because there is a good amount of give and take. Not only that, but sickness can isolate a person. Good health encourages more social situations and closer bonds of support.
It also accomplishes closer ties through an increased energy level. A typical illness like the flu makes you want to sleep it off. You probably have trouble focusing and can’t get anything done. A decreased level of health makes this an everyday occurrence where successes at work and home are hard to come by because the person simply doesn’t have the energy level to fulfill them. Once this process starts, it spirals to less and less energy. For example, someone who has less energy is more likely to take the elevator than the stairs at their workplace. By taking the elevator every day, they fail to burn the calories they would lose by taking the stairs and start adding inches to their waistline. The trend continues when added weight causes their health to decline further. The energy and motivation to take the stairs in the first place would have stopped the chain of events before it started.
What about the financial problems that come with poor health? Hospital bills aren’t exactly cheap these days. It’s not uncommon to pay more than $100,000 for a few days’ stay if you don’t have a health insurance policy. Each and every test costs a certain amount, and then each doctor must get his fee, too. By the time you’re in the hospital, it’s too late. The problems have already happened. They’re now costly and must be fixed.
The best way to be financially smart about your health is to prevent and treat issues before they need fixing. Regular annual health screenings are usually covered by all health insurance plans, and this list may include mammograms, prostate exams, colonoscopies, gynecologist visits, general physical exams, and dental cleanings. It makes more sense to identify a problem in its early stages. That way, a cheaper solution is effective and no complications of the problem will have to be addressed as well.
Any funds spent on health problems means less money to spend on the more enjoyable parts of life. A simple and uncomplicated trip to the emergency room could cost about the same as a weekend getaway with your significant other. Even worse, an unexpected hospital visit could send you into debt if you don’t have the savings to begin with. Good health is just too precious to waste or take for granted.
After considering both the personal and financial importance of your health, it becomes clear that it must be safeguarded. Simple investments, such as health insurance, can make a huge difference in your future. Imagine the simplest example of getting to live to see your grandchildren and great-grandchildren, all because your doctor discovered a problem and eliminated it before it developed. Be smart: take charge of your body and take care of it for all it’s worth.